:root{--navy:#071c2f;--blue:#0f3558;--gold:#c8a24a;--gold-dark:#a9822c;--cream:#f7f3ea;--light:#f6f8fb;--white:#fff;--text:#122033;--muted:#64748b;--border:#e5eaf1;--shadow:0 18px 50px #071c2f1f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--white);color:var(--text);margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}main{min-height:70vh}.header{z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);color:#fff;background:#071c2ff5;border-bottom:1px solid #ffffff14;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:28px;max-width:1220px;margin:0 auto;padding:16px 24px;display:flex}.brand{align-items:center;gap:12px;min-width:230px;display:flex}.brand-mark{background:linear-gradient(135deg, var(--gold), #f0d98c);width:48px;height:48px;color:var(--navy);letter-spacing:-2px;border-radius:14px;place-items:center;font-weight:900;display:grid}.brand-text strong{letter-spacing:.2px;font-size:18px;display:block}.brand-text span{color:#cbd5e1;margin-top:2px;font-size:13px;display:block}.nav{color:#e5edf6;align-items:center;gap:20px;font-size:15px;display:flex}.nav a{padding:8px 0}.nav a:hover{color:var(--gold)}.header-cta,.btn{border-radius:999px;justify-content:center;align-items:center;padding:13px 22px;font-weight:800;transition:transform .2s,box-shadow .2s;display:inline-flex}.header-cta,.btn-primary{background:var(--gold);color:var(--navy);box-shadow:0 12px 28px #c8a24a47}.header-cta:hover,.btn-primary:hover{background:#d8b75f;transform:translateY(-2px)}.btn-secondary{color:#fff;border:1px solid #ffffff59}.btn-light{color:var(--navy);border:1px solid var(--border);background:#fff}.hero{background:radial-gradient(circle at 78% 18%, #c8a24a38, transparent 32%), linear-gradient(135deg, var(--navy), var(--blue));color:#fff;padding:96px 24px 78px}.hero-inner{grid-template-columns:1.08fr 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h2{letter-spacing:-1px;color:var(--navy);margin:0 0 14px;font-size:clamp(32px,4vw,48px);line-height:1.08}.section-title p{color:var(--muted);margin:0;font-size:19px;line-height:1.7}.grid{gap:24px;display:grid}.grid-3{grid-template-columns:repeat(3,1fr)}.card{border:1px solid var(--border);background:#fff;border-radius:22px;padding:30px;box-shadow:0 14px 34px #071c2f0f}.card h3{color:var(--navy);margin:0 0 12px;font-size:22px}.card p{color:var(--muted);margin:0;font-size:16px;line-height:1.7}.card-icon{background:var(--cream);width:46px;height:46px;color:var(--gold-dark);border-radius:14px;place-items:center;margin-bottom:18px;font-weight:900;display:grid}.process{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.step{background:var(--navy);color:#fff;border-radius:22px;padding:26px}.step span{color:var(--gold);font-weight:900}.step h3{margin:12px 0 8px}.step p{color:#d5dfeb;margin:0;line-height:1.6}.cta{background:radial-gradient(circle at right top, #c8a24a40, transparent 34%), linear-gradient(135deg, var(--navy), var(--blue));color:#fff;border-radius:30px;grid-template-columns:1fr auto;align-items:center;gap:28px;padding:48px;display:grid}.cta h2{margin:0 0 12px;font-size:36px}.cta p{color:#dbe7f3;margin:0;line-height:1.7}.footer{color:#fff;background:#061827;padding:56px 24px 28px}.footer-grid{grid-template-columns:1.3fr .7fr .7fr;gap:40px;max-width:1220px;margin:0 auto;display:grid}.footer h3,.footer h4{margin-top:0}.footer p,.footer a{color:#cbd5e1;line-height:1.8}.footer a:hover{color:var(--gold)}.footer-bottom{color:#94a3b8;border-top:1px solid #ffffff1a;max-width:1220px;margin:32px auto 0;padding-top:22px;font-size:14px}.simple-page{max-width:980px;margin:0 auto;padding:80px 24px}.simple-page h1{color:var(--navy);margin-top:0;font-size:clamp(38px,5vw,58px)}.simple-page p{color:var(--muted);font-size:19px;line-height:1.75}@media (max-width:980px){.header-inner,.hero-inner,.footer-grid,.cta{grid-template-columns:1fr}.header-inner{display:grid}.nav{flex-wrap:wrap;gap:14px}.hero{padding-top:70px}.grid-3,.process,.pill-grid{grid-template-columns:1fr}}.contact-form{border:1px solid var(--border);box-shadow:var(--shadow);background:#fff;border-radius:24px;gap:22px;margin-top:36px;padding:34px;display:grid}.contact-form label{color:var(--navy);gap:8px;font-weight:800;display:grid}.contact-form input,.contact-form select,.contact-form textarea{border:1px solid var(--border);border-radius:14px;width:100%;padding:14px 16px;font-family:inherit;font-size:16px}.contact-form textarea{resize:vertical}.checkbox{grid-template-columns:auto 1fr;align-items:center;color:var(--muted)!important;gap:12px!important;font-weight:600!important;display:flex!important}.checkbox input{width:auto}.crm-form-wrapper{border:1px solid var(--border);box-shadow:var(--shadow);background:#fff;border-radius:24px;margin-top:34px;padding:14px;overflow:hidden}.image-band{color:#fff;text-align:center;background-color:#0000;background-image:linear-gradient(135deg,#071c2fd1,#0f3558ad),url(/images/hero-expertise.jpg);background-position:50%;background-repeat:repeat,repeat;background-size:cover;background-attachment:scroll,scroll;background-origin:padding-box,padding-box;background-clip:border-box,border-box;border-radius:28px;place-items:center;min-height:280px;margin:36px 0;padding:40px;display:grid}.image-band h2{color:#fff;margin:0;font-size:clamp(30px,4vw,48px)}.notice{border-left:5px solid var(--gold);background:#f7f3ea;border-radius:16px;margin:28px 0;padding:22px}.simple-page ul,.simple-page ol{color:var(--muted);font-size:18px;line-height:1.8}.simple-page h2{color:var(--navy);margin-top:42px}.cta-premium{background:linear-gradient(135deg,#021f3c 0%,#07345f 60%,#45565d 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